Privacy Policy
Last Updated: May 20, 2026
Welcome to SpendAI (accessible via spendai.online). We take your data security and digital confidentiality very seriously. Unlike traditional personal finance applications, SpendAI is built on a local-first privacy framework. This policy outlines our data management practices, how Google AdSense operates on our website, and how you can exercise full control over your information.
1. User Data Collection & Local Storage
We do not collect, transmit, upload, or store any of your personal financial records, transaction logs, bank account numbers, UPI IDs, or salary metrics on remote cloud databases. All calculations, tracking, and information storage happen strictly inside your own device using browser-based storage sandboxes (localStorage). When you close the browser tab or clear your browser data, your records are deleted. You are the sole custodian of your financial logs.
2. Cookies Usage Policy
For its core ledger and tracking operations, SpendAI does not set or access tracking cookies. However, third-party services integrated on our website—specifically Google AdSense—utilize cookies to analyze user trends and deliver advertisements.
3. Google AdSense Usage & Personalized Ads
Google, as a third-party vendor, uses cookies to serve ads on SpendAI. Google's use of advertising cookies enables it and its partners to serve relevant ads to our users based on their visits to this site and other websites on the Internet.
- Google and third-party vendors use the DoubleClick cookie to serve personalized ads on our website.
- Users may opt out of personalized advertising by visiting Google Ads Settings.
- You can also opt out of a third-party vendor's use of cookies for personalized advertising by visiting aboutads.info.
4. Third-Party Web Analytics
To maintain speed, availability, and general performance auditing, we may use standard website analytics tools to monitor general, non-personally identifiable traffic metrics (such as page views, device type, geographic region, and browser category). These metrics are aggregated, anonymized, and never linked to your financial ledger inputs.
5. Third-Party Services & CDNs
Our platform utilizes widely trusted Content Delivery Networks (CDNs) to load frontend libraries dynamically. These include:
- Tailwind CSS CDN: Serves responsive styles.
- Lucide Icons: Provides modern visual vector icons.
- Chart.js: Compiles donut charts client-side.
These CDNs may log standard IP packets for server health diagnostics, but they do not access or collect SpendAI's database state.
6. Complete Privacy Assurance
We believe that financial tracking tools should help you budget without harvesting your financial data. SpendAI is built to show that privacy-first budgeting is completely achievable. You can clear, export, or audit your local data cache at any time using the ledger controllers on the dashboard.
If you have questions about our local sandbox configuration, feel free to email us at support@spendai.online.